What types of business insurance does Hippo offer through their partners?

Hippo connects you with licensed insurers and Financial Service Providers (FSPs) to offer tailored business insurance coverage for various industries. This includes specialized coverage for construction companies, courier delivery services, driving schools, e-hailing drivers (Uber/Bolt), funeral services, guesthouses and B&Bs, motorbike food delivery services, motor mechanics, and shuttle services. Each business type has specific insurance needs, from vehicle insurance and public liability to professional indemnity and specialized trade coverage.

How much can I save on business insurance through Hippo?

According to Hippo's independent research, users who compared multiple insurance quotes through their platform saved an average of R572 per month. The comparison process takes just 2 minutes and is completely free with no hidden fees or markups. You pay no more than you would if you went directly to the insurer, making it a cost-effective way to find the right business insurance coverage.

What is Professional Liability Insurance and do I need it for my business?

Professional Liability Insurance, also known as professional indemnity insurance or errors and omissions (E&O) insurance, protects your business from claims made by clients who allege that you failed to provide the services you agreed to perform or that your professional services caused them financial loss. This coverage is essential for service-based businesses, consultants, contractors, and other professionals who provide advice or services to clients.

Is Hippo's business insurance comparison service safe and reliable?

Yes, Hippo only works with licensed insurers and registered Financial Service Providers (FSPs). Your data is protected - they never sell your personal information to third parties. The platform is free to use with no hidden fees, and you can trust that all insurance partners meet regulatory requirements and industry standards for financial services in South Africa.

How quickly can I get business insurance quotes through Hippo?

You can get comprehensive business insurance quotes in just 2 minutes through Hippo's platform. The process is streamlined to save you time while ensuring you get tailored coverage for your specific business type and industry needs. Once you complete the quick quote process, you'll be able to compare options from multiple licensed insurers to find the best coverage and rates for your business.

Professional Indemnity Insurance | Compare Quotes

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All our Business Insurance partners are licensed insurers and FSP's, vetted to meet our internal compliance and quality standards.

Professional Indemnity Insurance

Professional Indemnity Insurance provides financial protection to businesses that provide a professional service to their clients. If a client suffers a significant financial loss as a result of a business’s alleged negligence, the client is likely to seek compensation. Professional Indemnity Insurance will provide cover for the legal fees incurred in the event the business has to defend itself against allegations of negligence, as well as damages payable to the client.

Who Needs Professional Indemnity Insurance?

Any business that provides a professional service to customers should consider investing in this type of policy - especially if a claim of negligence is made against the business without the funds or means to defend itself in legal proceedings.

Consumers today are far more informed about their rights, and if a claim is made based on poor service or incorrect advice, the customer is legally entitled to sue the business. Professional Indemnity Insurance helps protect you from the financial impact of these situations.

If your company offers professional services based on skill and expertise, compare Business Insurance quotes on Hippo.co.za to find the right policy that includes Professional Indemnity Insurance.

What Professional Indemnity Insurance Can Help Cover

Professional Indemnity Insurance is designed for businesses that give advice, provide services, or rely on specialist skill and expertise.

Professional negligence claims

If a client suffers a significant financial loss as a result of a business’s alleged negligence, the client is likely to seek compensation.

Legal defence fees

Professional Indemnity Insurancewill provide cover for the legal fees incurred in the event the business has to defend itself against allegations of negligence.

Damages payable to clients

It can also provide cover for damages payable to the client where the business is held responsible.

Poor service or incorrect advice

Consumers today are far more informed about their rights, and if a claim is made based on poor service or incorrect advice, the customer is legally entitled to sue the business.

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Requirements in the Business Space

Certain industry bodies in South Africa require professionals to have Professional Indemnity Insurance in place before they may register or practice. For example, newly qualified lawyers must have this policy via the Attorneys Insurance Indemnity Fund (AIIF) as part of their membership fee.

In the corporate environment, large companies often require proof of Professional Indemnity Insurance before signing service agreements with outsourced providers. This helps safeguard against legal risks if the outsourced service is inadequate or leads to losses.

Industry bodies

Registration or practice requirements

Certain industry bodies in South Africa require professionals to have Professional Indemnity Insurance in place before they may register or practice.

Corporate contracts

Proof before service agreements

Large companies often require proof of Professional Indemnity Insurance before signing service agreements with outsourced providers.

SA’s Leading Comparison Site

Once you go Hippo, you don’t go back. Just ask these customers:

Service provided is useful. Getting multiple quotes quickly and easily in one place is very convenient. When capturing my age I had to scroll for longer than needed to get all the way back to 1978. Consider changing this to an input field where you can just type in the date.

Anonymous

I saw an ad relating to finding an insurance company to cover my vehicle. I responded and received a call immediately from a company that I showed interest in. The call turned out to be very helpful. The entire experience took less than 20 minutes. I am therefore impressed by what Hippo is doing as an online service.

Anonymous

It was easy because I didn't have to fill in my personal details I only entered my ID number and that was it. The option of having many quotes to choose from one app is really time saving....... WELL DONE HIPPO, WELL DONE ☺️

Moeketsi

Independent Service Rating based on 20 704 service ratings.

Business Guides

Compare Business Insurance and find a plan that meets your needs. Whether you want comprehensive cover or more focused shuttle business liability coverage, looking at multiple options online helps you make an informed decision.

Business Insurance Guide

Explore what’s covered and how to choose the right policy for your business.

Business Legal Cover

Affordable legal support for contracts, labour issues, and disputes.

Car & Commercial Property

Protect vehicles and business premises from damage or theft.

Commercial Property Insurance

Cover for business buildings, offices, and contents.

Credit Risk Insurance

Reduce losses from unpaid invoices or client defaults.

Employers’ Liability Insurance

Cover for employee claims due to injury or illness at work.

Event Liability Insurance

Protection for damages or injuries during events you host.

Key Person Insurance

Safeguards your business if a vital team member can’t work.

Product Liability Insurance

Cover for damage or injury caused by your products.

Professional Indemnity Insurance

Covers legal costs if your advice or service leads to a loss.

Professional Liability Cover

Protection from negligence, breach of duty, or misrepresentation.

Building & Construction Insurance

Cover for construction sites, equipment, and public liability.

Courier & Delivery Services Insurance

Insurance for drivers, goods, and operations in transit.

E-Hailing Drivers Insurance

Tailored protection for ride-hailing professionals like Uber & Bolt.

Funeral Parlours Insurance

Business cover for parlour operations, vehicles, and services.

Guesthouses & B&Bs Insurance

Insurance for hospitality owners covering buildings and liability.

Motor Mechanics Insurance

Cover for workshop tools, liability, and customer vehicles.

Motorbike Food Delivery Insurance

Protection for delivery riders and their vehicles.

Shuttle Services Insurance

Cover for private and corporate transport businesses.

Liability Insurance for Professionals and Consultants

What does Professional Liability Insurance cover?

It covers claims related to professional negligence, errors, omissions, contract breaches, and defamation. Legal defence costs and settlements are included if you're sued for bad advice or service.

Who needs Professional Liability Insurance?

This is essential for anyone offering advice or professional services—like lawyers, doctors, engineers, consultants, IT professionals, or financial advisors. It protects against financial claims from clients.

Does it cover physical injury or property damage?

No. Those are covered under Public Liability Insurance. Professional Liability focuses on financial loss due to your advice or services—not physical damage or workplace incidents.

Get Cover for Your Professional Services Today

Compare more than just Business Insurance

With Hippo we make it easy to find great deals across multiple products.

Car Insurance

Covers your vehicle against damage, theft and third-party claims. Premiums vary by driving history, usage, vehicle model and where you park overnight.

Medical Aid

Gives you access to private healthcare. Compare plans, benefits and costs to find the right fit without paying for cover you don't need.

Life Insurance

Provides financial security for your dependants. Ensure your home loan, rental costs, debt and children’s tuition are taken care of when you pass.

Funeral Cover

Covers the immediate costs associated with a funeral. Premiums are influenced by your age, number of policy members and amount of cover.

Personal Loans

Compare rates across multiple lenders to find a fair deal. Rates vary based on your credit profile and chosen loan term, so comparison matters.

Home Contents Insurance

Covers your home's contents against damage, theft and loss. Compare quotes to find the most competitive rate.

Buildings Insurance

Covers the physical structure of your property against damage. Compare quotes to make sure you're not overpaying.

Medical Gap Cover

Covers the difference (shortfall) between what your Medical Aid pays and what a specialist charges. Gap Cover is not a substitute for Medical Aid.

Hippo Comparative Services (Pty) Ltd is an authorised financial service provider.

FSP number: 16357. Block A, Steyn City Capital Park, Erling Road, Riverglen, Dainfern, 2191

*Based on independent research by Kaufman Levin & Associates 2025.

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