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How to compare insurance quotes
Hippo simplifies the process by letting you compare insurance quotes side by side, so you can find one that works best for you.
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Hippo makes life much easier....just punch in some details and wala....you got what you're looking for under 5 minutes.....looking for a good insurance company would be a tedious task if hippo didnt exist
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Looking after your employees start here
Why your business needs insurance
Protect your company against financial losses and operational disruptions.
Protection from theft & disaster
Get covered for fire, theft, natural disasters and storm damage.
Specialised cover for stock & assets
Protect your business premises, equipment, stock and vehicles.
Ensure financial & legal protection
Protection from liability claims, legal costs and business interruption.
Premiums and policy requirements depend on your industry, business size and the specific risks you face.
The ins ‘n outs of Employee Benefits
Hippo’s top tips to getting more out.
Employee Benefits FAQs
What is business car and Commercial Property Insurance?
This insurance cover protects your business assets from theft, fire damage or natural disaster. Depending on the policy you take out, it can also provide insurance cover in the form of financial compensation if your business activity is affected by the event in question.
Does my business need it?
Like all insurance policies, you don’t need it until you need it. What makes business car insurance and commercial property insurance especially important for small or medium-sized businesses is that it can cover both the property (as in, the brick-and-mortar building) as well as the machinery and equipment your business needs to keep running, and which would be very expensive to replace or repair. Company car insurance and commercial property insurance are vital for both large and small businesses – and anything in between. For example, if you’re running a small business and your laptop crashes, you could be out of action for a few crucial days. Similarly, if just one of your delivery vehicles breaks down, it could seriously harm your budding SME.
The benefits of comparing options for the best business car and Commercial Property Insurance on Hippo
Business insurance shouldn’t be a grudge purchase. Many businesses need to keep running to survive. By taking out an insurance policy, you’ll ensure your business doesn’t face disruptions due to property, vehicle or equipment damage. And by comparing quotes on Hippo, you’ll ensure you get the best cover at the best premiums.
Business Car Insurance versus Commercial Property Insurance
Whether you’re running a big business or a small-scale start-up, your vehicle, machinery or structure could be very expensive to repair or replace – and that’s before you count the cost of lost revenue due to the disruptions. This insurance gives you peace of mind that you’re covered.
What does business property insurance cover?
Commercial property insurance can have a much broader definition than the name suggests. Depending on the policy, it could cover anything that belongs to your business – including its machinery, computer equipment, and even the office furniture.
What does business Car Insurance cover?
Car insurance for business vehicles specifically covers your business’s vehicles or fleet, and is available as a stand-alone policy should you choose this option.
Which policy should I choose?
There are hundreds of policies available, catering to any kind of business. Tailored offerings include motor-only policies; tradesman cover; courier services (covering motor, tools and all risks); and many more. Other policy sections might include cover for fire damage, business interruption, office contents, theft, money stored on the business premises, electronic equipment, and more.
Do I need extra cover if I’m subletting my property?
Yes. If you have tenants in your building, be sure to include them in your business insurance, as they might well have a claim against you if their property is damaged due to a fire, for example.
What else do I need to know?
A key thing to consider when you’re choosing your business property insurance is the extent of the cover. Many South African businesses are underinsured – and that’s not a situation you want to find yourself in. Remember to insure your business property for its true replacement value, which might be quite different to what it originally cost. Some policies include an escalation clause, which will allow for inflation and for the continuously changing value of your business’s property Remember, also, to include any additional fixtures and fittings in your building. Insuring the brick-and-mortar structure is one thing, but what about elevators and air-cons?
Compare quotes across multiple products
With Hippo we make it easy to find great deals across multiple products.
Car & Home Bundle
Bundle your Car Insurance and Home Insurance together for a more complete picture of your coverage. Experience fewer gaps by being with one insurer.
Car Insurance
Covers your vehicle against damage, theft and third-party claims. Premiums vary by driving history, usage, vehicle model and where you park overnight.
Scratch and dent cover
Covers minor cosmetic damage to your vehicle without affecting your Car Insurance claims record. Compare plans to keep your car looking good without paying out of pocket.
Tyre and Rim cover
Covers the cost of repairing or replacing damaged tyres and rims. Compare plans to find affordable cover that protects you against one of South African motoring's most common expenses.
Extended Motor Warranty
Protects you against unexpected mechanical and electrical repair costs after your manufacturer warranty expires. Compare plans to find the right level of cover for your vehicle.
Service Plans
Covers the cost of scheduled vehicle maintenance, including parts and labour. Compare service plans alongside your Car Insurance for a complete picture of your motoring costs.
Vehicle Tracking
Helps protect your vehicles by assisting with recovery in the event of theft. Many providers also use Vehicle Tracking to flag when your vehicle is in an unfamiliar area.
Medical Aid
Gives you access to private healthcare. Compare plans, benefits and costs to find the right fit without paying for cover you don't need.
Medical Gap Cover
Covers the difference (shortfall) between what your Medical Aid pays and what a specialist charges. Gap Cover is not a substitute for Medical Aid.
Medical Insurance
More flexible and affordable than Medical Aid, Medical Insurance covers day-to-day health needs or specific procedures. This product is not a substitute for Medical Aid.
Business Insurance
Protects your business’ property, assets and third-party liability. The right cover depends on the nature, size and risk profile of your operations.
Car & Commercial Property Insurance
Car and Commercial Property Insurance covers the property, its contents and physical structure. It also includes Business Vehicle Cover for company fleets and vehicles used for business use.
Business Legal Cover
Employers’ Liability Insurance covers a business owner against injury, illness or death caused to an employee during their work. This could cover compensation costs and legal fees.
Professional Liability Cover
Protects you against claims of negligence, errors or omissions in the advice or services you provide, covering legal costs and any damages or settlements you may be ordered to pay.
Public Liability Cover
Covers your business against third-party claims for injury or property damage caused by your operations, including legal fees, medical costs and compensation payouts if your business is liable.
Event Liability Cover
Covers organisers, sponsors and venue owners against third-party injury, property damage and product liability arising from an event, with optional extensions available depending on the event.
Employee Benefits
Employee Benefits helps businesses provide staff with Medical Aid, Group Risk Cover for death, disability and illness, and retirement fund solutions, connecting you with a qualified consultant to find the right fit.
Life Insurance
Provides financial security for your dependants. Ensure your home loan, rental costs, debt and children’s tuition are taken care of when you pass.
Funeral Cover
Covers the immediate costs associated with a funeral. Premiums are influenced by your age, number of policy members and amount of cover.
Personal Loans
Compare rates across multiple lenders to find a fair deal. Rates vary based on your credit profile and chosen loan term, so comparison matters.
Debt Consolidation
A Debt Consolidation loan merges multiple debts into a single Personal Loan with one monthly repayment, one credit provider and ideally a lower interest rate.
Debt Counselling
Debt Counselling helps over-indebted consumers restructure what they owe into an affordable repayment plan and negotiating with creditors on your behalf.
Home Contents Insurance
Covers your home's contents against damage, theft and loss. Compare quotes to find the most competitive rate.
Building Insurance
Covers the physical structure of your property against damage. Compare quotes to make sure you're not overpaying.
Motorbike Insurance
Covers your motorcycle against damage, theft and third-party claims. Premiums vary based on your personal profile.
Pet Insurance
Vet bills can add up quickly, especially when unexpected. Compare quotes to find a policy that fits your fur baby’s needs (and your monthly budget).
Travel Insurance
Protects you against unexpected medical and/or flight-related costs when travelling locally or abroad. Premiums vary based on the type of cover you opt for.
Home Fibre
Fibre prices and speeds vary significantly by area and provider. Find the fastest, most affordable package without contacting each provider separately.
Hippo Comparative Services (Pty) Ltd is an authorised financial service provider.
FSP number: 16357. Block A, Steyn City Capital Park, Erling Road, Riverglen, Dainfern, 2191
*Based on independent research by Kaufman Levin & Associates 2025.
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