What types of business insurance does Hippo offer through their partners?

Hippo connects you with licensed insurers and Financial Service Providers (FSPs) to offer tailored business insurance coverage for various industries. This includes specialized coverage for construction companies, courier delivery services, driving schools, e-hailing drivers (Uber/Bolt), funeral services, guesthouses and B&Bs, motorbike food delivery services, motor mechanics, and shuttle services. Each business type has specific insurance needs, from vehicle insurance and public liability to professional indemnity and specialized trade coverage.

How much can I save on business insurance through Hippo?

According to Hippo's independent research, users who compared multiple insurance quotes through their platform saved an average of R572 per month. The comparison process takes just 2 minutes and is completely free with no hidden fees or markups. You pay no more than you would if you went directly to the insurer, making it a cost-effective way to find the right business insurance coverage.

What is Professional Liability Insurance and do I need it for my business?

Professional Liability Insurance, also known as professional indemnity insurance or errors and omissions (E&O) insurance, protects your business from claims made by clients who allege that you failed to provide the services you agreed to perform or that your professional services caused them financial loss. This coverage is essential for service-based businesses, consultants, contractors, and other professionals who provide advice or services to clients.

Is Hippo's business insurance comparison service safe and reliable?

Yes, Hippo only works with licensed insurers and registered Financial Service Providers (FSPs). Your data is protected - they never sell your personal information to third parties. The platform is free to use with no hidden fees, and you can trust that all insurance partners meet regulatory requirements and industry standards for financial services in South Africa.

How quickly can I get business insurance quotes through Hippo?

You can get comprehensive business insurance quotes in just 2 minutes through Hippo's platform. The process is streamlined to save you time while ensuring you get tailored coverage for your specific business type and industry needs. Once you complete the quick quote process, you'll be able to compare options from multiple licensed insurers to find the best coverage and rates for your business.

Courier Business Insurance | Compare Quotes

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All our Business Insurance partners are licensed insurers and FSP's, vetted to meet our internal compliance and quality standards.

Understanding Courier Business Insurance

When you're always on the go and carrying your customers' precious cargo, you need to be insured! Couriers are some of the most loved people in South Africa! Whether they're delivering a hunger-busting food order or a new pair of sneakers, the knock on the door from the delivery services guy feels like a visit from Santa Claus. But delivery packages can go missing or get broken, so if you're running a delivery business you need to make sure you're covered.

The Keys to Success For a Delivery Service

A reliable fleet? Yes. Accurate maps? Definitely. Insurance? You betcha — because the right insurance will keep your business on the road to success, protecting you from the unpredictable, the unavoidable and the unpleasant, so that you can focus on your business goals.

The Types of Insurance a Courier Delivery Service Needs

Courier delivery services need cover that protects their vehicles, goods in transit, third-party risks and wider business operations.

Vehicle Insurance

Whether you're starting out with a small scooter and big dreams, or you've built up a fleet and are covering large areas, Business Car Insurance is vital. It's specifically designed for commercial operations and can be taken out as a stand-alone policy. When dealing with your insurer, let them know that you run a courier delivery service so that you get the right cover for the vehicles, tools and other common risks.

Third-party Cover is a valuable addition to consider, as it will help you manage any legal and financial costs if one of your drivers is at fault in an accident.

Goods-in-Transit Insurance

The name says it all. Goods-in-transit (GIT) Insurance protects contents in transit aka the packages you need to deliver. It only covers goods in your possession, not before they're collected by you or after you've delivered them.

GIT makes provision for theft, loss or damage of items you’ve committed to deliver, and it applies across transport modes. However, it’s important to confirm that your insurance policy covers the modes of transport you use, just in case, because you don't want to end up with a bunch of unhappy customers who don't get their orders.

If you sometimes have goods in storage, or a process that includes a depot for items waiting to be delivered, then you'd need to consider courier insurance.

Courier Insurance

This is insurance tailored for courier delivery services. For example, it considers the time your drivers spend on the road going from A(manzimtoti) to B(enoni) — which is a lot more time than the average driver using a company car for their daily commute. Generally, this type of cover allows you to claim for damage, theft (including hijacking), loss and third-party events.

As your company grows and you start doing business beyond our borders, you'd want to update your cover to include foreign countries.

Bonus Cover That's Very Good to Have

Public Liability Insurance protects you (the business owner) and your staff from actions resulting in damage, illness, injury or loss to another while doing business. These things do happen.

Other good-to-have insurance products include equipment breakdown insurance and employee dishonesty insurance (which protect your operations and reputation so your business can thrive), Public Liability Cover, broadform liability insurance, and Directors Insurance.

Compare Courier Insurance Options

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Once you go Hippo, you don’t go back. Just ask these customers:

It assisted me with making contact with different insurance companies. I just simply compared and they all contacted me. Which made it easier for me to get the insurance that suits my financial needs. Hustle free Thank you Hippo.

Khwinana

Used twice over the last week to get quotes for different scenarios. Both times the quotes loaded quickly, there was multiple options and as I had to leave the website, I got a WhatsApp after as well on which I could click the desired option which was nice

Penelope

Hippo makes life much easier....just punch in some details and wala....you got what you're looking for under 5 minutes.....looking for a good insurance company would be a tedious task if hippo didnt exist

Sharmila

Independent Service Rating based on 20 704 service ratings.

Business Guides

Compare Business Insurance and find a plan that meets your needs. Whether you want comprehensive cover or more focused shuttle business liability coverage, looking at multiple options online helps you make an informed decision.

Business Insurance Guide

Explore what’s covered and how to choose the right policy for your business.

Business Legal Cover

Affordable legal support for contracts, labour issues, and disputes.

Car & Commercial Property

Protect vehicles and business premises from damage or theft.

Commercial Property Insurance

Cover for business buildings, offices, and contents.

Credit Risk Insurance

Reduce losses from unpaid invoices or client defaults.

Employers’ Liability Insurance

Cover for employee claims due to injury or illness at work.

Event Liability Insurance

Protection for damages or injuries during events you host.

Key Person Insurance

Safeguards your business if a vital team member can’t work.

Product Liability Insurance

Cover for damage or injury caused by your products.

Professional Indemnity Insurance

Covers legal costs if your advice or service leads to a loss.

Professional Liability Cover

Protection from negligence, breach of duty, or misrepresentation.

Building & Construction Insurance

Cover for construction sites, equipment, and public liability.

Courier & Delivery Services Insurance

Insurance for drivers, goods, and operations in transit.

E-Hailing Drivers Insurance

Tailored protection for ride-hailing professionals like Uber & Bolt.

Funeral Parlours Insurance

Business cover for parlour operations, vehicles, and services.

Guesthouses & B&Bs Insurance

Insurance for hospitality owners covering buildings and liability.

Motor Mechanics Insurance

Cover for workshop tools, liability, and customer vehicles.

Motorbike Food Delivery Insurance

Protection for delivery riders and their vehicles.

Shuttle Services Insurance

Cover for private and corporate transport businesses.

Insurance for Courier Delivery Businesses

What types of insurance should a courier delivery business have?

Courier businesses need Business Car Insurance, Public Liability Insurance, and Goods-in-Transit (GIT) Insurance. These cover your vehicles, protect against third-party claims, and insure parcels while in your care.

Why is Goods-in-Transit (GIT) Insurance important?

GIT Insurance covers loss, theft, or damage of goods being delivered. This helps you maintain customer trust and protects your company financially from mishaps during delivery.

Can I get courier cover for international deliveries?

Yes. If you operate outside South Africa, you can upgrade your courier insurance to include international coverage. This ensures protection for your drivers, vehicles, and goods across borders.

Protect every package with smart insurance options

Compare more than just Business Insurance

With Hippo we make it easy to find great deals across multiple products.

Car Insurance

Covers your vehicle against damage, theft and third-party claims. Premiums vary by driving history, usage, vehicle model and where you park overnight.

Medical Aid

Gives you access to private healthcare. Compare plans, benefits and costs to find the right fit without paying for cover you don't need.

Life Insurance

Provides financial security for your dependants. Ensure your home loan, rental costs, debt and children’s tuition are taken care of when you pass.

Funeral Cover

Covers the immediate costs associated with a funeral. Premiums are influenced by your age, number of policy members and amount of cover.

Personal Loans

Compare rates across multiple lenders to find a fair deal. Rates vary based on your credit profile and chosen loan term, so comparison matters.

Home Contents Insurance

Covers your home's contents against damage, theft and loss. Compare quotes to find the most competitive rate.

Buildings Insurance

Covers the physical structure of your property against damage. Compare quotes to make sure you're not overpaying.

Medical Gap Cover

Covers the difference (shortfall) between what your Medical Aid pays and what a specialist charges. Gap Cover is not a substitute for Medical Aid.

Hippo Comparative Services (Pty) Ltd is an authorised financial service provider.

FSP number: 16357. Block A, Steyn City Capital Park, Erling Road, Riverglen, Dainfern, 2191

*Based on independent research by Kaufman Levin & Associates 2025.

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