*Hippo users who compared multiple insurance quotes, including Car Insurance, saved an average of R1,208 per month

Compare some of SA's top Home Insurers

We're always working to add more brands for our customers. If you don't see a brand, that's their decision.

All our Home Insurance partners are licensed insurers and FSP's, vetted to meet our internal compliance and quality standards.

How to compare quotes

Hippo simplifies the process by letting you compare insurance quotes side by side, so you can find one that works best for you.

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1

Get started

Head to the top of this page to get started with your quote.

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2

Answer a few questions

Fill in a few details about yourself and the product you’re looking for.

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3

Get your quotes

Compare plans from multiple insurers. No need to enquire separately.

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4

Pick your plan

Choose an insurer, then a representative will get in touch to finalise your cover.

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Real reviews and real savings

South Africans think we’re lekker. But don’t just take our word for it. See what they have to say:

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Good overall but would have liked more quotes that included major vehicle insurers like Outsurance, Momentum and Santam. Also, a way to save or download the quotes for quick access.

Anonymous

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Used twice over the last week to get quotes for different scenarios. Both times the quotes loaded quickly, there was multiple options and as I had to leave the website, I got a WhatsApp after as well on which I could click the desired option which was nice

Penelope

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It was easy because I didn't have to fill in my personal details I only entered my ID number and that was it. The option of having many quotes to choose from one app is really time saving....... WELL DONE HIPPO, WELL DONE ☺️

Moeketsi

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Independent Service rating based on 20 704 service ratings.

Expert
When it comes to home contents and valuable possessions, almost 80% of South Africans are underinsured by over 50%

Source: Quantum Risk Assessment 2024/2025

Understanding Home Contents Cover

Understanding Home Contents replacement value

Understanding Home Contents replacement value

It's important to insure your home contents for their true replacement value. This means the amount it would cost to buy new or similar items. If you don't insure them correctly, it will affect how much money you get if you make a claim.

If you're under-insured, for instance, you won't get the full amount you claim.

Here's how your settlement value (the money that’s paid out to you) is calculated at the time of a claim:

(Claim amount x insured amount) / replacement value of the building = settlement value

Let's say your home contents are worth R200,000 to replace, but you only insure them for R100,000. This means you're under-insured. If you make a claim for R20,000, this is how your payment would be calculated:

(20,000 x 100,000) / 200,000 = 10,000

So, you would only receive R10,000, not the full R20,000.

More about Home Contents Insurance

More about Home Contents Insurance

Whether you are renting or own your home ensuring your home contents are covered should the worst happen such as a fire or burglary could save you thousands of Rands if not hundreds of thousands of Rands in replacement costs. Hippo.co.za will help you quickly compare prices and benefits across a range of home insurance providers and could save you money in the process.

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Home and Contents Cover FAQs

Compare more than just Home Contents

With Hippo we make it easy to find great deals across multiple products.

Comparison cards graphicFuneral Cover

Funeral Cover

Covers the immediate costs associated with a funeral. Premiums are influenced by your age, number of policy members and amount of cover.

Comparison cards graphicPersonal Loans

Personal Loans

Compare rates across multiple lenders to find a fair deal. Rates vary based on your credit profile and chosen loan term, so comparison matters.

Comparison cards graphicMedical Aid

Medical Aid

Gives you access to private healthcare. Compare plans, benefits and costs to find the right fit without paying for cover you don't need.

Comparison cards graphicCar Insurance

Car Insurance

Covers your vehicle against damage, theft and third-party claims. Premiums vary by driving history, usage, vehicle model and where you park overnight.

Comparison cards graphicMedical Gap Cover

Medical Gap Cover

Covers the difference (shortfall) between what your Medical Aid pays and what a specialist charges. Gap Cover is not a substitute for Medical Aid.

Comparison cards graphicMedical Insurance

Medical Insurance

More flexible and affordable than Medical Aid, Medical Insurance covers day-to-day health needs or specific procedures. This product is not a substitute for Medical Aid.

Comparison cards graphicBusiness Insurance

Business Insurance

Protects your business’ property, assets and third-party liability. The right cover depends on the nature, size and risk profile of your operations.

Comparison cards graphicLife Insurance

Life Insurance

Provides financial security for your dependants. Ensure your home loan, rental costs, debt and children’s tuition are taken care of when you pass.

Comparison cards graphicBuilding Insurance

Building Insurance

Covers the physical structure of your property against damage. Compare quotes to make sure you're not overpaying.

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Motorbike Insurance

Covers your motorcycle against damage, theft and third-party claims. Premiums vary based on your personal profile.

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Pet Insurance

Vet bills can add up quickly, especially when unexpected. Compare quotes to find a policy that fits your fur baby’s needs (and your monthly budget).

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Travel Insurance

Protects you against unexpected medical and/or flight-related costs when travelling locally or abroad. Premiums vary based on the type of cover you opt for.

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Home Fibre

Fibre prices and speeds vary significantly by area and provider. Find the fastest, most affordable package without contacting each provider separately.

Comparison cards graphicScratch and dent cover

Scratch and dent cover

Covers minor cosmetic damage to your vehicle without affecting your Car Insurance claims record. Compare plans to keep your car looking good without paying out of pocket.

Comparison cards graphicTyre and Rim cover

Tyre and Rim cover

Covers the cost of repairing or replacing damaged tyres and rims. Compare plans to find affordable cover that protects you against one of South African motoring's most common expenses.

Comparison cards graphicMotor Warranty

Motor Warranty

Protects you against unexpected mechanical and electrical repair costs after your manufacturer warranty expires. Compare plans to find the right level of cover for your vehicle.

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Service Plans

Covers the cost of scheduled vehicle maintenance, including parts and labour. Compare service plans alongside your Car Insurance for a complete picture of your motoring costs.

Comparison cards graphicVehicle Tracking

Vehicle Tracking

Helps protect your vehicles by assisting with recovery in the event of theft. Many providers also use Vehicle Tracking to flag when your vehicle is in an unfamiliar area.