Find better buildings insurance
Compare quotes in 2 minutes
Find a better deal*
Compare trusted insurers
Trusted by millions
Free to use
*Hippo users who compared multiple insurance quotes, including Car Insurance, saved an average of R1,208 per month
Compare some of SA's top Building Insurers
We're always working to add more brands for our customers. If you don't see a brand, that's their decision.
All our Home Insurance partners are licensed insurers and FSP's, vetted to meet our internal compliance and quality standards.
How to compare quotes
Hippo simplifies the process by letting you compare insurance quotes side by side, so you can find one that works best for you.
1
Get started
Head to the top of this page to get started with your quote.
2
Answer a few questions
Fill in a few details about yourself and the product you’re looking for.
3
Get your quotes
Compare plans from multiple insurers. No need to enquire separately.
4
Pick your plan
Choose an insurer, then a representative will get in touch to finalise your cover.
Real reviews and real savings
South Africans think we’re lekker. But don’t just take our word for it. See what they have to say:
Service provided is useful. Getting multiple quotes quickly and easily in one place is very convenient. When capturing my age I had to scroll for longer than needed to get all the way back to 1978. Consider changing this to an input field where you can just type in the date.
Anonymous
I saw an ad relating to finding an insurance company to cover my vehicle. I responded and received a call immediately from a company that I showed interest in. The call turned out to be very helpful. The entire experience took less than 20 minutes. I am therefore impressed by what Hippo is doing as an online service.
Anonymous
It assisted me with making contact with different insurance companies. I just simply compared and they all contacted me. Which made it easier for me to get the insurance that suits my financial needs. Hustle free Thank you Hippo.
Khwinana
Independent Service rating based on 20 704 service ratings.
A home is a big investment. Protect it.
Understanding Home Contents Cover
Why do you need Buildings Insurance?
Buildings Insurance is designed to cover the restoration cost should your home suffer any damage to its structure caused by unexpected calamities like burst pipes, fire, floods and many other acts of nature and accidents.
Your home is one of the biggest investments you will make, so it is advisable to protect your most valuable asset against sudden and unforeseen events. Plus, disaster seems to strike when you least expect it and when you can least afford it, but with Buildings Insurance you will not be left with a huge financial burden.
Understanding Building Insurance replacement value
It's important to insure your building for its correct replacement value. This is the amount it would cost to rebuild it from scratch. If you insure your building for too little or too much, it will affect how much you get paid if you ever need to make a claim.
Here's how the settlement value (the money that’s paid out to you) is calculated at the time of a claim:
(Claim amount x insured amount) / replacement value of the building = settlement value
Let's say your building would cost R500,000 to rebuild, but you only insure it for R300,000. This means you're under-insured. If you then make a claim for R100,000, this is how your payment would be calculated:
(100,000 x 300,000) / 500,000 = 60,000
So, you would receive R60,000, not the full R100,000.
Home sweet (protected) home.
Expert guides, tips and tools
Clear, helpful guides to help you choose the right cover and get the most from your Buildings Insurance Cover.
A guide to insuring your home
Whether you own property or rent from someone else, home insurance and building insurance can safeguard your financial interests.
Special Buildings Insurance Cover
These include Flood Insurance, Thatched Home Insurance and Unoccupied Home Insurance.
Buildings Insurance during renovations
Thinking of renovating? Shop around to find one that will cover you sufficiently during this time.
Buildings Insurance for your holiday home
Your holiday home is just as vulnerable, you will need a form of Buildings Insurance to protect you financially.
Source : Santam's Insurance Barometer
The ins ‘n outs of Buildings Insurance
Hippo’s top tips to getting more out.
2025-08-06
Why getting Life Insurance sooner will save you in the long run
2025-05-14
Car Insurance excess: To excess or not to excess? That is the great adulting question
2025-04-24
Think your business is too small for Business Insurance? Think again!
2025-03-14
Adulting 101: Funeral Cover – South Africa’s least discussed necessity
Buildings Insurance FAQs
How do I get a quote?
Getting a quote is easy and can be done in just a few simple steps. It will only take you a few minutes. Simply visit the product category you want to get a quote for, e.g. Life Insurance, located in the Personal category. Complete the form details and click "Get Quotes". Then proceed to complete the next step if required. Your search results will be shown according to the best price. Simply review the price, product features and brand you would like to contact you, then click "I'm interested". A consultant from your chosen brand will be in contact soon to confirm your details and to arrange your cover if you are happy to do so.
Is there a fee to use Hippo.co.za?
No, not at all. Hippo.co.za is free to use. There are no hidden charges and we do not add any fee to the price you see.
How much can I save on insurance by buying through Hippo.co.za?
89% of customers who have used Hippo.co.za to compare insurance quotes have saved. In fact, according to independent research you can save up to R329 a month! The saving depends on the product you are looking to buy and your own personal circumstances.
How does Hippo.co.za make money?
Hippo.co.za makes money by simply charging our partner brands on our panel an advertising fee to be on our Hippo.co.za website. The amount we charge and how much we get paid in no way impacts the order of the results you will see. The results are ordered based on best price first, second best price second, and so forth.
Who owns Hippo.co.za?
Hippo.co.za is owned by a group called Telesure Investment Holdings (Pty) Ltd that owns various insurance and other businesses in South Africa, the UK and Australia. For an insurance group to own a comparison website is common in many other countries worldwide. Hippo.co.za is a separate registered entity, registered with the registrar of companies as Hippo Comparative Services (Pty) Ltd and also an authorised financial services provider with FSP license number: 16357. The hippo.co.za website compares some of South Africa's leading insurance brands but also providers from many other categories such as travel and home security. You will see that there are many insurance brands quoting on our panel including, in no particular order, Oakhurst, Regent, Standard Bank and others that are not owned by the Telesure group. Hippo.co.za will be adding more insurance brands to the website as and when these companies choose to use Hippo.co.za to advertise their business. We are actively attracting insurance and other companies across South Africa to join our panel. hippo.co.za is an entirely free service to consumers, the results you see are in no way influenced by factors other than by the order of the best price. You will note at the bottom of our website, a conflict management policy, where we fully disclose the shareholding in our business.
What brands can I compare on Hippo.co.za?
Our partners include a wide range of South Africa's leading insurance, finance and other categories of business. You can see our partners here. Interested in becoming a partner, please contact us here.
What products can I compare on Hippo.co.za?
Hippo.co.za allows you to easily compare a whole range of personal finance and other products. From car insurance, home contents insurance, cheap flights to life insurance and more, the Hippo has most areas covered.
If I select a brand am I committing to anything?
No, not at all. You are under no obligation whatsoever. After selecting a brand you will simply get an obligation free call from a consultant from that company you wish to find out more about, and who will help to arrange for your requirements over the phone if you would like to do so.
Do you give or sell my details to any 3rd parties?
No, not at all. Your details are held securely and we do not share or sell your details to any 3rd parties. We pride ourselves in treating customers fairly (TCF) and protecting your data and the way we deal with you...
Compare more than just Buildings Insurance
With Hippo we make it easy to find great deals across multiple products.
Car Insurance
Covers your vehicle against damage, theft and third-party claims. Premiums vary by driving history, usage, vehicle model and where you park overnight.
Medical Aid
Gives you access to private healthcare. Compare plans, benefits and costs to find the right fit without paying for cover you don't need.
Life Insurance
Provides financial security for your dependants. Ensure your home loan, rental costs, debt and children’s tuition are taken care of when you pass.
Funeral Cover
Covers the immediate costs associated with a funeral. Premiums are influenced by your age, number of policy members and amount of cover.
Personal Loans
Compare rates across multiple lenders to find a fair deal. Rates vary based on your credit profile and chosen loan term, so comparison matters.
Medical Gap Cover
Covers the difference (shortfall) between what your Medical Aid pays and what a specialist charges. Gap Cover is not a substitute for Medical Aid.
Medical Insurance
More flexible and affordable than Medical Aid, Medical Insurance covers day-to-day health needs or specific procedures. This product is not a substitute for Medical Aid.
Business Insurance
Protects your business’ property, assets and third-party liability. The right cover depends on the nature, size and risk profile of your operations.
Home Contents Insurance
Covers your home's contents against damage, theft and loss. Compare quotes to find the most competitive rate.
Motorbike Insurance
Covers your motorcycle against damage, theft and third-party claims. Premiums vary based on your personal profile.
Pet Insurance
Vet bills can add up quickly, especially when unexpected. Compare quotes to find a policy that fits your fur baby’s needs (and your monthly budget).
Travel Insurance
Protects you against unexpected medical and/or flight-related costs when travelling locally or abroad. Premiums vary based on the type of cover you opt for.
Home Fibre
Fibre prices and speeds vary significantly by area and provider. Find the fastest, most affordable package without contacting each provider separately.
Scratch and dent cover
Covers minor cosmetic damage to your vehicle without affecting your Car Insurance claims record. Compare plans to keep your car looking good without paying out of pocket.
Tyre and Rim cover
Covers the cost of repairing or replacing damaged tyres and rims. Compare plans to find affordable cover that protects you against one of South African motoring's most common expenses.
Motor Warranty
Protects you against unexpected mechanical and electrical repair costs after your manufacturer warranty expires. Compare plans to find the right level of cover for your vehicle.
Service Plans
Covers the cost of scheduled vehicle maintenance, including parts and labour. Compare service plans alongside your Car Insurance for a complete picture of your motoring costs.
Vehicle Tracking
Helps protect your vehicles by assisting with recovery in the event of theft. Many providers also use Vehicle Tracking to flag when your vehicle is in an unfamiliar area.
Hippo Comparative Services (Pty) Ltd is an authorised financial service provider.
FSP number: 16357. Block A, Steyn City Capital Park, Erling Road, Riverglen, Dainfern, 2191
*Based on independent research by Kaufman Levin & Associates 2025.
Insurance
Car InsuranceBusiness InsuranceLife InsuranceFuneral CoverPet InsuranceHome Contents InsuranceBuildings InsuranceTravel InsuranceMotorbike InsuranceCombo InsuranceMotor
Car InsuranceMotorbike InsuranceScratch & Dent CoverTyre & Rim CoverMotor WarrantyService PlansVehicle TrackingLife
Life InsuranceFuneral InsurancePet InsuranceHome Contents InsuranceBuildings InsuranceTravel InsuranceBusiness
Business InsuranceCar & Commercial Property InsuranceBusiness Legal CoverProfessional Liability CoverPublic Liability CoverEvent Liability CoverEmployee BenefitsInternet
Fibre Internet© Copyright 2026 Hippo Comparative Services (Pty) Ltd. All Rights Reserved.