*Hippo users who compared multiple insurance quotes, including Car Insurance, saved an average of R1,208 per month

Compare some of SA's top Combo Insurers

We're always working to add more brands for our customers. If you don't see a brand, that's their decision.

All our Short-term Insurance partners are licensed insurers and FSP's, vetted to meet our internal compliance and quality standards.

How to compare insurance quotes

Hippo simplifies the process by letting you compare insurance quotes side by side, so you can find one that works best for you.

Get started

Head to the top of this page to get started with your quote.

Answer a few questions

Fill in a few details about yourself and the product you’re looking for.

Get your quotes

Compare plans from multiple insurers. No need to enquire separately.

Pick your plan

Choose an insurer, then a representative will get in touch to finalise your cover.

Real reviews and real savings

South Africans think we’re lekker. But don’t just take our word for it. See what they have to say:

Used twice over the last week to get quotes for different scenarios. Both times the quotes loaded quickly, there was multiple options and as I had to leave the website, I got a WhatsApp after as well on which I could click the desired option which was nice

Penelope

With hippo you will never go wrong.They give you different insurance quotes to choose from and after choosing you will receive a call from the insurance of your choice.So thank you hippo I managed to get insurance cover because of you.

Elisabeth

Service provided is useful. Getting multiple quotes quickly and easily in one place is very convenient. When capturing my age I had to scroll for longer than needed to get all the way back to 1978. Consider changing this to an input field where you can just type in the date.

Anonymous

Independent Service rating based on 20 704 service ratings.

Combine your car and home cover & save

What is included in Combo Insurance?

Bundling your cover through a single insurer often means fewer gaps between your policies and usually only one premium to pay each month.

Car Insurance

Protects your vehicle against theft, accident damage and damage caused to third parties.

Home Contents Insurance

Protects your belongings inside the home, including; furniture, appliances, valuables and more.

Buildings Insurance

Protects the physical structure of your house, such as; walls, roof, fixtures and outbuildings.

The ins ‘n outs of Car and Home Insurance

Hippo’s top tips to getting more out.

2025-02-06

Is all risk insurance really all risk? 5 must-knows

2025-02-07

Stolen bag – What will your insurance policy cover?

2024-10-22

The e-hailing conundrum: are you insuring a car or a business?

2025-08-07

Smart money-saving tips so you can pay less on Medical Aid, Insurance and Loans

Combo Insurance FAQs

What is a Car and Home Insurance combo?

Combo Insurance is exactly what it sounds like: Car Insurance, Home Contents Insurance and Building Insurance bundled in one policy. Instead of taking out cover with different insurers and potentially creating gaps in your cover, Combo Insurance allows you to combine your cover into one policy. Depending on the insurer, combining cover into one bundle, can lead to one, more favourable premium.

Differences between Car Insurance and Home Contents Insurance?

Car Insurance covers your vehicle against theft, accident damage and damage caused to third parties. Home Contents Insurance protects your belongings inside your home. furniture, appliances, valuables and personal items against events like fire, theft or a break-in. Both are separate products but can be quoted together through Hippo, so you compare and insure everything in one process.

What does comprehensive Car Insurance cover?

Comprehensive Car Insurance is the most complete level of vehicle insurance available. It covers theft and hijacking of your car, accidental damage to your vehicle, fire damage and damage caused to other vehicles or property in an accident. Many comprehensive policies also include emergency assistance and towing as standard. It's the right cover if you want full protection, not just cover for damage caused to others.

Does Home Contents Insurance cover theft after a break-in?

Most comprehensive Home Insurance policies do cover theft following a break-in. However, limited cover options may exclude theft or attempted theft, which means you'd pay out of pocket for stolen belongings. Always check your policy schedule to understand exactly what your insurer will and won't pay out on. If your home has security features like an alarm, burglar bars or electric fencing, these can also affect your cover options and premium.

Can I insure my car and home contents under the same policy?

Yes, that's exactly what Combo Insurance does. Rather than managing separate policies with different insurers and payment dates, you consolidate your Car Insurance, Home Contents Insurance and Building Insurance under one policy. Using a single insurer for multiple products can also reduce gaps in cover, simplify your monthly cash flow and may come with added benefits depending on your provider.

How do insurance claims work for combo cover?

The claims process depends on your insurer, but in most cases you submit a claim through your insurer's app, website or by calling their claims line. For Car Insurance claims, you'll typically need details of the accident or incident, a case number if theft is involved and your policy number. For Home Contents Insurance claims, you'll need to document the damage or loss. One of the benefits of bundling is that some insurers offer streamlined claims processing across all your products through a single service channel.

What is Building Insurance and do I need it if I rent?

Building Insurance covers the physical structure of your home, including the walls, roof, floors and fixed fittings, against damage caused by fire, natural disasters, storms and other insured events. If you own your home and have a bond, your bank will almost certainly require it as a condition of your home loan. If you rent, Building Insurance is your landlord's responsibility. As a tenant, what you need is Home Contents Insurance to protect your own belongings, your landlord's policy will not cover your personal property.

Compare more than just Combo Insurance

With Hippo we make it easy to find great deals across multiple products.

Funeral Cover

Covers the immediate costs associated with a funeral. Premiums are influenced by your age, number of policy members and amount of cover.

Personal Loans

Compare rates across multiple lenders to find a fair deal. Rates vary based on your credit profile and chosen loan term, so comparison matters.

Medical Aid

Gives you access to private healthcare. Compare plans, benefits and costs to find the right fit without paying for cover you don't need.

Car Insurance

Covers your vehicle against damage, theft and third-party claims. Premiums vary by driving history, usage, vehicle model and where you park overnight.

Medical Gap Cover

Covers the difference (shortfall) between what your Medical Aid pays and what a specialist charges. Gap Cover is not a substitute for Medical Aid.

Medical Insurance

More flexible and affordable than Medical Aid, Medical Insurance covers day-to-day health needs or specific procedures. This product is not a substitute for Medical Aid.

Business Insurance

Protects your business’ property, assets and third-party liability. The right cover depends on the nature, size and risk profile of your operations.

Travel Insurance

Protects you against unexpected medical and/or flight-related costs when travelling locally or abroad. Premiums vary based on the type of cover you opt for.

Life Insurance

Provides financial security for your dependants. Ensure your home loan, rental costs, debt and children’s tuition are taken care of when you pass.

Building Insurance

Covers the physical structure of your property against damage. Compare quotes to make sure you're not overpaying.

Home Contents Insurance

Covers your home's contents against damage, theft and loss. Compare quotes to find the most competitive rate.

Motorbike Insurance

Covers your motorcycle against damage, theft and third-party claims. Premiums vary based on your personal profile.

Pet Insurance

Vet bills can add up quickly, especially when unexpected. Compare quotes to find a policy that fits your fur baby’s needs (and your monthly budget).

Travel Insurance

Protects you against unexpected medical and/or flight-related costs when travelling locally or abroad. Premiums vary based on the type of cover you opt for.

Home Fibre

Fibre prices and speeds vary significantly by area and provider. Find the fastest, most affordable package without contacting each provider separately.

Motor Warranty

Protects you against unexpected mechanical and electrical repair costs after your manufacturer warranty expires. Compare plans to find the right level of cover for your vehicle.

Scratch and dent cover

Covers minor cosmetic damage to your vehicle without affecting your Car Insurance claims record. Compare plans to keep your car looking good without paying out of pocket.

Tyre and Rim cover

Covers the cost of repairing or replacing damaged tyres and rims. Compare plans to find affordable cover that protects you against one of South African motoring's most common expenses.

Motor Warranty

Protects you against unexpected mechanical and electrical repair costs after your manufacturer warranty expires. Compare plans to find the right level of cover for your vehicle.

Service Plans

Covers the cost of scheduled vehicle maintenance, including parts and labour. Compare service plans alongside your Car Insurance for a complete picture of your motoring costs.

Vehicle Tracking

Helps protect your vehicles by assisting with recovery in the event of theft. Many providers also use Vehicle Tracking to flag when your vehicle is in an unfamiliar area.

Hippo Comparative Services (Pty) Ltd is an authorised financial service provider.

FSP number: 16357. Block A, Steyn City Capital Park, Erling Road, Riverglen, Dainfern, 2191

*Based on independent research by Kaufman Levin & Associates 2025.

Company

About Blog Contact Us Site Map

Policies

Terms & Conditions Privacy Policy PAIA Manual Marketing Conflict of Interest