Family Medical Aid

Family Medical Aid is an important financial investment to consider for new and potential parents. This type of policy covers a family financially for day-to-day and in-hospital health-related expenses. The bulk of the premium is applied to the main member while smaller amounts are added for each dependant such as a spouse and children.

Questions to ask your potential Medical Aid scheme

These questions are vital to ask before choosing a family Medical Aid plan so that you can budget for the day-to-day expenses for the year ahead. And, if you are planning on starting a family soon, these questions will help you figure out whether prenatal and postnatal care, the birth, paediatric consultations, and vaccinations are covered, and what the procedure is for registering your newborn on your plan. Compare medical aid quotes online with Hippo.co.za to find the best plan for you and your family.

What are the benefits for the main member?

Are the benefits the same for both the main member and their dependants?

Will costs increase for the main member if they’re planning on extending their family?

Will costs increase when the child dependants reach a specific age?

How much day-to-day cover will the family receive annually?

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Medical cover for the whole household

Medical Aid for Families FAQ

What does family medical aid typically cover?

It usually includes in-hospital treatment, GP visits, medication, and sometimes dental and optical care for all dependants.

What should families ask before joining a plan?

Ask about benefits for dependants, how premiums change as your family grows, and what’s included for maternity and children.

How do I add my newborn to my plan?

Notify your scheme within the allowed timeframe post-birth. Some allow immediate registration with no waiting periods if done on time.

Choose the best plan for you

Everything you need to know about the right cover for your health needs.

Network and hospital plans

Compare in-hospital benefits and limits against comprehensive Medical Aid plans.

Medical Aid for families

Compare family-focused benefits for routine check-ups, emergencies and child wellness.

Medical Aid for children

Explore paediatric benefits from vaccinations to unforeseen medical emergencies.

Medical Aid for pregnant women

Understand specialised plans covering antenatal care, delivery and postnatal support.

Medical Aid for pensioners

Discover cover options for chronic care, specialist visits and long-term health needs.

Medical Aid for students

Navigate options tailored for young adults, that support their healthcare needs and budget.

Compare more than just Medical Aid

With Hippo we make it easy to find great deals across multiple products.

Medical Gap Cover

Covers the difference between what your Medical Aid pays and what a specialist charges.

Medical Insurance

More flexible than Medical Aid, covering day-to-day health needs or specific procedures. Not a substitute for Medical Aid.

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Funeral Cover

Covers the immediate costs associated with a funeral. Premiums are influenced by your age, number of policy members and amount of cover.

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Covers your home's contents against damage, theft and loss. Compare quotes to find the most competitive rate.

Building Insurance

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Pet Insurance

Vet bills can add up quickly, especially when unexpected. Compare quotes to find a policy that fits your pet’s needs and your budget.

Travel Insurance

Protects you against unexpected medical and flight-related costs when travelling locally or abroad.

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FSP number: 16357. Block A, Steyn City Capital Park, Erling Road, Riverglen, Dainfern, 2191

*Based on independent research by Kaufman Levin & Associates 2025.

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