About Medihelp

Medihelp is one of the five largest medical schemes in South Africa and provides cover for approximately 201 000 people. It offers a choice of 11 options and premiums for a single member range from R702 for students to R10 122.

Members may choose a hospital of their choice or an Elect hospital network option which lowers contributions. A defined list of procedures must be done at a Network Day Hospital to avoid a co-payment. MedPrime is the most popular option. All options offer maternity and preventative care benefits.

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Medihelp Medical Aid Plans – Contributions


Medihelp, one of South Africa’s largest schemes, covers 200 000 members and offers 10 plan options. Contributions range from R597 for students to R9 180. The Prime 3 plan is the most popular, with maternity and preventative-care benefits included.

MedElect Student

Contributions (Main)R750
Main MemberR750
Adult DependantR750
Child DependantR750

MedVital

Contributions (Main)R990 – R2 880
Main MemberR2 880
Adult DependantR2 214
Child DependantR990

MedAdd

Contributions (Main)R1 032 – R3 720
Main MemberR3 720
Adult DependantR3 138
Child DependantR1 260

MedSaver

Contributions (Main)R1 200 – R3 900
Main MemberR3 900
Adult DependantR3 204
Child DependantR1 200

MedElect

Contributions (Main)R1 014 – R3 126
Main MemberR3 126
Adult DependantR2 448
Child DependantR1 014

MedPrime

Contributions (Main)R1 548 – R5 304
Main MemberR5 304
Adult DependantR4 482
Child DependantR1 548

MedElite

Contributions (Main)R2 214 – R8 172
Main MemberR8 172
Adult DependantR7 650
Child DependantR2 214

MedPlus

Contributions (Main)R3 540 – R14 184
Main MemberR14 184
Adult DependantR14 184
Child DependantR3 540

*Contributions may differ based on specific requirements. It is recommended to contact Medihelp for detailed and personalised information.

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MedPlus

MedPlus (previously called Medihelp Plus) is suited for individuals requiring extensive medical cover. It offers unlimited hospital cover at a hospital of choice, with in-hospital specialist bills paid at 100%. Day to day costs are subject to defined annual limits and or an annual benefit pool limit.

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MedElite

MedElite (previously called The Elite option) is suited for individuals requiring extensive medical cover. It offers unlimited hospital cover at a hospital of choice, with in-hospital specialist bills paid at 100%. Co-payments are applied to specialised radiology and or scopes and a few other in-hospital procedures. Day to day claims are paid from savings. Once savings depleted, claims are paid from an annual block benefit. Optometry and dentistry claims are paid from a separate benefit.

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MedPrime & MedPrime Elect

MedPrime (previously called Prime 3) is an all-round general cover plan which offers unlimited hospital cover at a hospital of choice or if selecting the Elect option, through a hospital network, with in-hospital specialist bills paid at 100%. Co-payments are applied to specialised radiology and or scopes and a few other in-hospital procedures. Hip, knee and shoulder replacements are only covered in the case of acute injury. Day to day claims are payable from a savings benefit. Once savings have been depleted, a block benefit is available for certain claims. Additional risk benefits are also provided for dentistry, optometry and specialised radiology.

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MedAdd and MedAdd Elect

MedAdd (previously called Prime 2) offers unlimited hospital cover at a hospital of choice or if selecting the Elect option, through a hospital network, with in-hospital specialist bills paid at 100%. Co-payments are applied to specialised radiology and or scopes and a few other in-hospital procedures. Hip, knee and shoulder replacements are only covered in the case of acute injury. Day to day claims are payable from a savings benefit. Once savings have been depleted, a block benefit is available for certain claims. Additional risk benefits are also provided for specialised radiology.

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MedVital & MedVital Elect

MedVital (previously called Prime 1) offers unlimited hospital cover at a hospital of choice or if selecting the Elect option, through a hospital network, with in-hospital specialist bills paid at 100%. Co-payments are applied to specialised radiology and or scopes and a few other in-hospital procedures. Hip, knee and shoulder replacements are only covered in the case of acute injury. This is mainly a hospital plan which also provides some preventative care benefits and limited cover for GP and specialist consults, physiotherapy, acute and over the counter medication.

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MedSaver

MedSaver (previously called Unify) offers unlimited hospital cover at a hospital of choice and is suitable for young, healthy individuals. In-hospital specialist bills are paid at 100% and co-payments are applied to specialised radiology and or scopes and a few other in-hospital procedures. Hip, knee and shoulder replacements are only covered in the case of acute injury. Day to day claims are payable from savings with a separate benefit for specialised radiology.

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MedElect

MedElect (previously called Necesse) is an entry level capitated network plan which is an affordable plan, ideal for low earning individuals or full time students. All treatments are subject to network providers and network protocols.

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Lifestyle Programme

HealthPrint is a free online health and wellness education platform. Members can track their health activity, access their health and benefit data and enjoy benefits and discounts from certain retailers.

Medihelp is an authorised financial services provider (FSP No 15738).

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