Budget Insurance

Bad things happen to Good South Africans. But not when you're with Budget. We'll get you back to where you need to be with affordable and dependable car insurance. Choose from Comprehensive, Third-party, Fire and Theft, or Third-party Only or go for Budget Lite at a really sweet price. And what about your house and what's inside? We've got you sorted with affordable Building and Home Contents insurance. In fact, we offer one of SA's lowest insurance quotes*. Got a motorcycle, caravan, trailer or watercraft? We'll cover those too.

We also offer a bunch of other value-added products like Tyre & Rim, Scratch & Dent, Extended Vehicle Warranties, Pre-Owned Warranties and much more. Let's not forget all the hard-earned stuff you take with you like your cell phone, laptop and sunglasses. Get our affordable Portable Possessions cover.

And if you run your own business, check out our Business Insurance, with a cool range of Biz Assist benefits.

Finally, look after your family when you're gone, with affordable Life Insurance.

The Benefits You Deserve

At Budget, we believe Good South Africans should get more value where it matters most. With savings of up to R356 per month*, we’ve packed even more benefits into your cover:

• Enjoy peace of mind with a lifetime guarantee on all repair work.
• Speak to us on your terms – skip the call centre... chat to us, submit a claim, request roadside assistance, or update your details, all via our Budget Insurance App.
• Enjoy our famous Payment Holiday – where you skip one month off your car insurance payment each year, if you remain claim free.
• Save money and time, buy car insurance online – we're the ONLY insurer that allows you to buy insurance online, with a discount up to 10%.

There are so many good South Africans running good small businesses – from delivery services to restaurants to construction firms, and everything in between. To make sure that you get the right cover, we offer a wide range of specialised options including Hospitality Insurance, business vehicle insurance, Body Corporate insurance as well as cover for retail businesses and many more.

We'll also help you figure out just what you need, so you're covered, while still staying in budget. Our tailored solutions include cover for risks like fire, theft, glass, group personal accident, all risk, machinery breakdown, business interruption, fidelity guarantee, and so much more.

Budget Biz Assist Benefits – Get all these helpful benefits, at no extra cost…

Digital Presence – a lot of customers will find you online, so digital presence is important. But it can also be expensive. That’s why we help you save money on digital agency fees and hosting packages.

Collections Assistance – we’ll do the data washing, tracing and debt collection calls to help save you time and money.

Business Concierge – helps you book appointments, arrange travel and accommodation and more.

Budgets Specialist liability suite of products

Events Liability

Events Liability Insurance is designed to protect business owners, event organisers and stakeholders from potential financial losses and legal liabilities associated with hosting public or private events. This insurance provides a safety net against various unforeseen incidents that may occur before, during, or after an event.

Professional Indemnity Cover

This product covers you if you are found legally liable to pay damages to one of your clients, as a result of your negligence in providing your professional services.

Directors and Officers Cover

Directors and Officers liability provides financial protection for the Directors and Officers of a business in the event that they are sued for breaching their fiduciary duty.

Broadform Liability

Broadform Liability Insurance is designed to protect your business against claims by third parties for bodily injury or damage to property that they suffer as a result of your Negligence.