About Bestmed

Bestmed provides cover for approximately 197 000 lives and offers a choice of 13 plan options. Premiums for a single member range from R1 710 to R8 642 and Pace 1 is the most popular option. The Beat Network range uses a network of hospitals which helps reduce premiums.



Preventative care benefits are offered on all plan options. Annual contribution increases will be effective from 1st January 2023.

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Bestmed Medical Aid Plans - Contributions

BestMed provides a variety of plans with flexible contribution ranges for main members, adult dependents, and children. Each plan caters to different healthcare needs and budgets.

Beat 1

Contributions (Main)R875 – R2 082
Principal MemberR2 082
Adult DependantR1 616
Child DependantR875

Beat 2 Network

Contributions (Main)R963 – R2 289
Principal MemberR2 289
Adult DependantR1 779
Child DependantR963

Beat 2

Contributions (Main)R1 071 – R2 545
Principal MemberR2 545
Adult DependantR1 976
Child DependantR1 071

Beat 3

Contributions (Main)R1 314 – R3 724
Principal MemberR3 724
Adult DependantR2 656
Child DependantR1 314

Beat 3 Network

Contributions (Main)R1 183 – R3 352
Principal MemberR3 352
Adult DependantR2 391
Child DependantR1 183

Beat 4

Contributions (Main)R1 498 – R6 059
Principal MemberR6 059
Adult DependantR5 004
Child DependantR1 498

Pace 1

Contributions (Main)R1 277 – R5 061
Principal MemberR5 061
Adult DependantR3 555
Child DependantR1 277

Pace 2

Contributions (Main)R1 590 – R7 212
Principal MemberR7 212
Adult DependantR7 072
Child DependantR1 590

Pace 3

Contributions (Main)R1 424 – R8 280
Principal MemberR8 280
Adult DependantR6 665
Child DependantR1 424

Pace 4

Contributions (Main)R2 423 – R10 343
Principal MemberR10 343
Adult DependantR10 343
Child DependantR2 423

Rhythm 1

Contributions (Main)R1 432 – R2 983
Principal MemberR1 432 – R2 983
Adult DependantR1 432 – R2 983
Child DependantR590 – R1 545

Rhythm 2

Contributions (Main)R2 100 – R3 027
Principal MemberR2 100 – R3 027
Adult DependantR1 996 – R2 725
Child DependantR1 264 – R1 514

*Contribution estimates may vary based on individual needs. Always confirm with BestMed for up-to-date and personalized quotes.

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Pace 4

Pace 4 is suited for individuals and families requiring extensive medical cover. It offers unlimited hospital cover at a hospital of choice, with in-hospital specialist bills paid at 100%. Day to day claims are subject to savings and then from defined annual limits.

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Pace 3

Pace 3 is suited for individuals and families requiring additional medical cover. It offers unlimited hospital cover at a hospital of choice, with in-hospital specialist bills paid at 100%. Day to day claims are subject to savings and then from defined annual limits.

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Pace 2

Pace 2 is suitable for young individuals families. It offers unlimited hospital cover at a hospital of choice, with in-hospital specialist bills paid at 100%. Day to day claims are payable from savings with some additional benefits available once savings have been exhausted. Optometry benefits are paid from risk.

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Pace 1

Pace 1 is suitable for young families and individuals. It offers unlimited hospital cover at a hospital of choice, with in-hospital specialist bills paid at 100%. Joint replacements are only covered in the case of acute injury (Prescribed Minimum Benefits only). Day to day claims are payable from savings with some additional benefits available once savings have been exhausted. Optometry benefits are paid from risk.

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Pulse 2

The benefit design for Pulse 2 has changed and is currently awaiting approval by the Council of Medical Schemes.

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Pulse 1

Pulse 1 is suitable for individuals who are willing to use network providers for ALL healthcare services. A short list of in-hospital exclusions applies to this option. Joint replacements are only covered in the case of acute injury (Prescribed Minimum Benefits only). All treatments are subject to provider network protocols.

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Beat 4

Beat 4 is suitable for young families and individuals. It offers unlimited hospital cover at a hospital of choice with in-hospital specialist bills paid at 100%. Joint replacements are only covered in the case of acute injury (Prescribed Minimum Benefits only). Day to day claims paid from savings and thereafter from scheme risk. Optometry benefits are paid from risk.

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Beat 3 & Beat 3 Network

Beat 3 is suitable for young families and individuals. It offers unlimited hospital cover at a hospital of choice or if selecting the Beat 3 Network through a hospital network, with in-hospital specialist bills paid at 100%. Joint replacements are only covered in the case of acute injury (Prescribed Minimum Benefits only). Day to day claims paid from savings with optometry benefits paid from risk.

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Beat 2 & Beat 2 Network

Beat 2 is suitable for young, healthy families and individuals. It offers unlimited hospital cover at a hospital of choice or if selecting the Beat 2 Network through a hospital network, with in-hospital specialist bills paid at 100%. A short list of in-hospital exclusions applies to this option with joint replacements only covered in the case of acute injury (Prescribed Minimum Benefits only). Day to day claims paid from savings.

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Beat 1 & Beat 1 Network

This hospital plan is suitable for young and healthy individuals. It offers unlimited hospital cover at a hospital of choice or if selecting the Beat 1 Network through a hospital network, with in-hospital specialist bills paid at 100%. A short list of in-hospital exclusions applies to this option with joint replacements only covered in the case of acute injury (Prescribed Minimum Benefits only). Apart from some preventative care benefits no other cover for day to day claims is provided.

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Lifestyle Programme

Bestmed's Wellness Programme is designed to assist members in improving their health and well-being. The programme identifies possible risk factors, screening helps measure these risks and feedback is provided to assist members in improving their wellness and energy levels and therefore optimizing their health.

Bestmed Medical Aid Insurance Company Ltd is an authorised financial services provider (FSP licence number: 16354).

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